How PayPal works

Your PayPal journey starts here.

Join the millions of people who trust PayPal to send, spend, and manage their money quickly and securely.

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4 friends talking happily over a meal, showing an example of people who trust PayPal to send, spend, and manage their money

PayPal helps simplify your life

It's free to sign-up to PayPal

Shop online and in person, and send and receive money—all from one account.1

Sign up  

Send money securely

Whether you’re splitting the bill or planning a holiday, send money across the table or around the globe with confidence.1

Send money  

Receive money with ease

Get paid fast by creating and sharing a unique PayPal.Me link or QR code with any PayPal user.1

Request money  

Shop online or in person

Checkout with PayPal online or pay in person with QR codes. No matter how you shop, enjoy Buyer Protection2 on eligible purchases.

Shop with PayPal  

Your fave ways to pay in one place

Securely store all your preferred ways to pay—from debit and credit cards and your bank account.

Add your card or bank  

Do even more with your money

Link your bank accounts from your sofa. Send money globally. Or build out your side hustle. An account with PayPal is just the beginning.

Get the App  

How to sign up for PayPal

Download the free app and create an account

Enter and confirm your number

Link your card or bank account

Explore the app or get started right away

Join the millions around the world who love PayPal

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

Download the app on your phone or sign up for free online.

Get the App
1
An account with PayPal is required to send and receive money. Fees apply when converting currency and sending money other than GBP to an account in another country. See fees. Paying friends back requires an account with PayPal. The recipient will need to create an account with PayPal if they don't already have one.
2
Buyer Protection is available on eligible purchases only. Time limits and other terms apply. See the Buyer protection section of your local User Agreement for more information.
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