Why can't I pay with PayPal Credit?
There are several reasons you may be unable to pay with PayPal Credit. If you experience a situation where your purchase is declined by PayPal Credit, you'll receive a real-time notification.
If the merchant accepts PayPal Credit, and there are no restrictions on your payment, we recommend you choose from your available PayPal funding sources to complete your purchase.
There are some business categories where PayPal Credit cannot be used as a payment option, so that it won’t be offered to you as a payment option during checkout.
Excluded categories include merchants selling adult content, stored value cards, and gambling.