All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.
Buy now, pay later with PayPal
Buy what you
love now. Pay later.
Choice and flexibility are on your side. Split your purchases into 4 instalments over 6 weeks.
Flexibility to pay the way that works for you
No interest charged
Make interest-free payments with Pay in 4.1
Widely available
Shop at millions of online stores around the globe.
No sign up or late fees
When you choose Pay in 4 there’s no risk of sign up fees or interest. It’s that simple.
Backed by PayPal
Get Buyer Protection on eligible purchases.2
Make fortnightly payments and manage them all via the app
Pay in 4
Pay in 4 with no interest and no late fees. Divide eligible purchases between $30-$2,000 into 4 interest-free instalments, at millions of stores around the globe.1
It’s effortless
to manage your plans
Confidently keep track of your payments. You can manage your repayments in the app or online or make a repayment earlier.
Get to know Pay in 4
| Pay in 41 | |
|---|---|
| Purchase amount | $30-$2,000 |
| Number of payments | 4 interest-free payments |
| Time between payments | The first payment at checkout, then three repayments, one every two weeks |
| Interest | None |
| Repayment method | Debit card, credit card or bank account |
| Buyer Protection2 | Included on eligible purchases |
| Sign-up and late fees | None |
| Automatic payments | Automatically enrolled at time of purchase |
Check out now.
Pay Later.
Choose PayPal at checkout
then select Pay in 4.
Confirm payment dates
and divide your purchase into 4 interest-free instalments.
Make the remaining payments
in the app or online with the ease of automatic payments.
Frequently asked questions
Discover more
ways to pay
All
in the
PayPal
app.
Easily and securely send, and manage your payments—all in one place.
Download the app on your phone.