Boost sales when you offer the flexibility of Pay in 4 and Pay Monthly1 to shoppers who prefer to pay with PayPal.2
High repeat purchases
96% of PayPal Pay Later customers have made more than one purchase.5
High approval rates
90% of customers who apply for Pay Later are approved.6
High spend potential
Globally, the PayPal Pay Later average order value (AOV) is 81% higher than the standard PayPal AOV.7
Show personalized messaging for Pay Later offers while your customers browse, shop, and check out. They’ll get a flexible way to pay. You’ll increase your sales.
Add dynamic messaging on your homepage and category pages to let visitors know they can enjoy now and pay over time.
Pay Later effortlessly completes and complements your checkout stack, giving customers additional flexibility.
It’s easy to add Pay Later messaging to your site. Connect your store and start selling.
For your business | Pay in 4 | Pay Monthly |
|---|---|---|
Payment in full at checkout | ||
Integration | Included with Online checkout | Included with Online checkout |
Seller Protection9 |
For your customers | Pay in 4 | Pay Monthly |
|---|---|---|
Purchase amount | from $30-$1,500 | $49 to $10,000 |
Number of payments | 4 interest-free payments | 3, 6, 12, or 24 payments |
Time between payments | First payment is due at the time of purchase with the remaining three automatically charged every two weeks. | Monthly, $0 due at time of purchase |
Consumer fees and interest | None | 9.99 – 35.99% APR based on the customer. Option to fund 0% APR campaigns for additional cost. |
Repayment method | Debit card, credit card, or bank account | Debit card or bank account |
Purchase Protection10 |
No monthly or setup fees. Only pay when you get paid.
+ fixed fee per transaction
Standard rate for domestic transactions. Fees are subject to change.
For established businesses that process a large volume of payments annually.
Get paid. Get growing. Get ahead.
Do more with the platform designed to power commerce.