Can I transfer money to my debit card?

Yes, you can transfer money from your PayPal Balance to an eligible Visa or Mastercard debit card. When you initiate a transfer to your linked debit card, we’ll send the money to the bank account associated with the card you selected. Transfer speeds depend on which type of transfer you choose.

Learn how to initiate a withdrawal from PayPal to your linked debit card.

Types of Transfers

Instant Transfer

  • Timeframe: Typically completes in about 30 minutes. However, some banks may require 1 to 3 business days for final settlement due to their processing times.
  • Fee: Subject to fees. Learn about PayPal Consumer & Merchant fees.
  • Limits:
    • Minimum transfer: $1.
    • Maximum per transaction: $5,000 (personal accounts).
    • Maximum per day: $5,000.
    • Weekly and monthly limits vary.

Standard Transfer

  • Timeframe: Typically completes within 48 hours.
  • Fee: No fee applies for Standard Transfers.
  • Availability: Only for eligible Visa debit cards.

Common Issues and Troubleshooting

Transfers can sometimes be delayed or stopped due to issues such as:

  • Automated Review: All transfers and withdrawals are subject to review for security purposes. A hold of up to 72 hours may apply. Learn about transfer reviews.
  • Incorrect Bank Account Details: Ensure your linked bank account matches your debit card details (e.g., name, address, and other identifiers).
  • Card Eligibility: If your card isn’t available when you try to initiate a transfer, it may not be supported.

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