Payments and Transfers

How do I set up Direct Deposit with my PayPal Debit Card?

There are 2 simple ways to set up Direct Deposit with your PayPal Debit Card:

  • Give the pre-printed form that comes with your PayPal Debit Card to your Payer (your employer, government agency, or payroll provider) or
  • Go to your Profile to set up Direct Deposit. Customers who have a PayPal Debit Card are automatically eligible for Direct Deposit and already have their own routing and account number.

To set up Direct Deposit:

  1. Click the Settings icon.
  2. Click View your Direct Deposit info.
  3. Click Find your employer.
  4. Search for who pays you (your employer, government agency, or payroll provider). If you can’t find who pays you, copy your Direct Deposit numbers and give them to your Payer.
  5. Follow the instructions to confirm your identity and enter your Direct Deposit information.

Tips:

  • Direct Deposit is only available for PayPal Balance accounts. It’s not currently available for Business accounts.
  • Your Payer must be located in the US. The transaction will fail if it originates outside of the US.
  • Your Payer may also ask you to fill out their own direct deposit form.

As a customer, when you are approved for a PayPal Debit Mastercard®, you will also be automatically provisioned with Direct Deposit account and routing numbers to help you easily fund your PayPal Balance.

Disclosures

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. International Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. Refer to Cardholder Agreement for details.

5% back earned on up to $1000 of selected category spend per month. 5% back awarded as points that can be redeemed for cash or other options. Terms apply.

The PayPal Business Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Card may be used everywhere Mastercard is accepted. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

ATMs must display the Mastercard®, Maestro®, or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. Refer to  Cardholder Agreement for amounts and details.

You'll receive unlimited 1% cash back on purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction. Purchases eligible for cash back include transactions processed as credit by Mastercard. Purchases that are not eligible for the cash back include but are not limited to: transactions processed as cash withdrawals, cash advances, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit. Earned cash back will be added to your PayPal balance weekly. Refer to  Cardholder Agreement for complete details