How do I transfer received seller profile payments to my bank account?

With a PayPal Balance account, it’s simple to transfer money. You can transfer money directly to your linked bank account, Visa, or Mastercard® Debit and Prepaid Cards, or use your PayPal Debit Mastercard®.

Here’s how to make a standard transfer to your eligible debit card or bank account on the PayPal website:

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Transfer to your bank.
  4. Select in 1-3 days (No fee).
  5. Follow the instructions.

Withdrawal Options

You have a few different options for how to withdraw money from your PayPal account:

  • Linked Bank Account: Send funds directly to your bank within 1–3 business days.
  • Eligible Debit or Prepaid Card: Leverage Instant Transfers for quick access to funds (subject to fees) or choose Standard Transfers, which are generally delivered within 48 hours.
  • Requesting a Check: Receive your funds as a check by mail (usually within 10 business days; fees apply).
  • PayPal Debit Mastercard®: Use this card for direct access to your balance via ATMs or retail purchases.

Learn how to transfer money from PayPal to your bank.

Important Notes

  • Fees: Instant Transfers are subject to a fee (typically 1.75%), while Standard Transfers are free. Check withdrawal fees vary depending on your account settings. For a detailed list, visit the PayPal Fees page.
  • Eligibility: Ensure your bank account or card is linked and verified. Instant Transfers may require an eligible Visa or Mastercard, and checks are only sent to verified mailing addresses.
  • Timeframes: While PayPal processes your transfer immediately, delivery times may vary based on your bank or postal service. Bank holidays are not business days.
  • Reviews: All transfers may be subject to holds or reviews for security or compliance reasons. Learn about withdrawal reviews and holds.

Troubleshooting Transfer Issues

If you encounter problems when transferring seller profile payments:

  • Account Limitations: Ensure there are no restrictions or holds on your PayPal account. You can remove limitations by following prompts in the Resolution Center.
  • Incorrect Banking Information: Verify that the details entered match your bank’s records. If needed, edit and re-link your account before attempting to access it again.
  • Ineligible Cards: Check if your debit card supports Instant Transfers. Learn more about What bank account and debit cards are eligible.
  • Funds Delayed or Pending: Transfers flagged for review are typically resolve within 72 hours. For additional support, refer to our article Why is my withdrawal being held for review?.

Fast Facts

Are seller profile payments eligible for Instant Transfers?
Yes, as long as your bank account or card meets Instant Transfer eligibility criteria.

Can I transfer seller payments internationally?
Yes, but the transfer destination (e.g., a foreign bank account) must meet PayPal’s eligibility standards. To learn more, visit Sending and Receiving Money.

What happens if my transfer fails?
Failed transfers are returned to your PayPal balance. Ensure your account details are accurate to prevent issues or returned transfer fees.

Can I transfer partial amounts from seller profile payments?
Yes. Simply edit the amount you wish to transfer.

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