PayPal Cashback Mastercard®

Q: What is the PayPal Cashback Mastercard?

The PayPal Cashback Mastercard offers you the ability to earn {{APR.unlimitedCashbackPercent}} cash back when you check out with PayPal and choose your PayPal Cashback Mastercard. Plus, earn {{APR.cashbackPercent}} cash back on all other purchases everywhere Mastercard is accepted and start enjoying all the benefits including the convenience of acceptance at millions of locations worldwide. For additional details on rewards, see the PayPal Cashback Mastercard Rewards Program Terms.

Q: What benefits does the PayPal Cashback Mastercard offer?

With the PayPal Cashback Mastercard, there’s no annual fee and no rotating categories. Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Plus, you can get all the benefits of Mastercard like ID Theft Protection and microchip technology. See the Mastercard Guide to Benefits for details.

Q: When can I start using my PayPal Cashback Mastercard?

If you're approved, in most cases, a temporary credit line will instantly be available, which you can use on PayPal purchases right away with your virtual card – even before you receive your physical card.

Q: Does the PayPal Cashback Mastercard have an annual fee?

No. There is no annual fee with the PayPal Cashback Mastercard.

Unlock unlimited cash back

With the PayPal Cashback Mastercard, you earn unlimited 3 % cash back¹ when you checkout with PayPal and 1,5 % on all other purchases everywhere else Mastercard is accepted—unlimited cash back, no rotating categories, and no annual fee.² Plus, apply with no impact to your credit score if you’re declined.³

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Earn up to 3 % cash back

Earn cash back

Earn 3 % when you pay with PayPal and 1,5 % everywhere else Mastercard is accepted. Get rewarded as soon as your purchases post to the credit card account, and accelerate earnings by adding up to 6 authorized users to your account.⁴

Combine your rewards

Combine merchant cash back offers with cash back you earn with your card. Just save the offers in the app and we'll automatically apply them at checkout.

Pay with peace of mind

With the Mastercard ID Theft Protection^™ benefit, you will be alerted to possible identity theft.⁵ Go to Mastercard Guide to Benefits.

All of the rewards. None of the hassle.

Apply for the PayPal Cashback Mastercard® in minutes with our easy application process.

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3 %

cash back when you check out with PayPal.

1,5 %

cash back on all other purchases everywhere Mastercard is accepted.

No annual fee.²

Earn. Redeem. Enjoy. Repeat.

Earn 3 % cash back with the PayPal Cashback Mastercard and combine it with PayPal offers. And 1,5 % cash back everywhere else Mastercard is accepted. No rotating categories. No annual fee. Just cash back.

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A faster way to pay

Don’t carry a wallet? No problem. Just add your card to your mobile wallet and use it in-store with Apple Pay®, Google Pay^™, or Samsung Pay for a secure contactless checkout.

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