Subject to credit approval.
PayPal Credit
Buy now and pay over time.
Shop with PayPal Credit anywhere PayPal is accepted.
Purchases of $149 or more:
Get No Interest if paid in full in 6 months on purchases of $149 or more.
- Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
- A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
- No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
- For New Accounts: Variable Purchase and Cash APR is 31.39%. Variable Penalty APR is 35.99%. The APRs are accurate as of 9/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00. For the current APR, see Terms and Conditions.
- Individual items that are less than $149 qualify for special financing when combined for a total of $149 or more in a single transaction.
- Multiple separate transactions of less than $149 per transaction cannot be combined to meet the minimum purchase amount.
Purchases of $148.99 or less:
Buy now and pay over time with PayPal Credit when you spend $148.99 or less.
- If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.
- Or, make minimum monthly payments, or any additional amount of your choosing, until you’ve paid off your balance according to your standard account terms. Please note, interest charges may apply.
- We’ll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.
About PayPal Credit
Enjoy all the benefit's of PayPal Credit’s digital, reusable credit line.
A flexible payment option
Pay now, or shop and pay over time.
Special financing
6 months special financing isn’t an intro offer. It’s an everyday benefit. You can pay over time, any time.
Easy, fast checkout
There are no card numbers or expiration dates to enter, so you can complete purchases in just a few clicks.
Additional information
- If approved, we start you off with a minimum credit line of at least $250.
- For New Accounts: Variable Purchase and Cash APR is 31.39%. Variable Penalty APR is 35.99%. The APRs are accurate as of 9/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00. For the current APR, see Terms and Conditions.
- If you miss a payment, your late fee could be up to $41, even less if it's your first time.
Click here to view PayPal Credit Terms and Conditions.
PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges.
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